Tuesday, May 14, 2019

Most Expected 1100+ General Awareness MCQs for SBI/LIC 2019 - Video + PDF

Most Expected 1100+ General Awareness MCQs for SBI PO, NABARD Grade A and LIC AAO 2019 - Video Lectures and PDF Download. Current, Banking and Economic Affairs from January Month to June 2019 for Upcoming Bank PO and Clerk Mains Exam.



Most Expected 1100+ General Awareness MCQs 

To get this Video Lecture and PDF you need to Join Unacademy Plus Live Video Lecture. As we are launching this course on Unacademy Plus for Upcoming LIC AAO Mains, SBI PO Mains and NABARD Grade A Phase -1 Exam 2019.

Link to Join Paid Live Course - Click Here to Join

How this Course Will Help you :-
  • In this Course we will Discuss Current, Banking and Economics Affairs from Jan - June.
  • These are most Expected Question which can directly asked in Upcoming Exam.
  • It will help you revise all the Important News Just Before Exam.
  • There will be 200+ Expected Questions from Each Month.
  • Two Mega Lesson on Insurance Awareness and Banking Awareness MCQs
Review of My Video Lectures :-
  • You can Watch Weekly and Monthly Quiz Posted by me on bank4success YouTube Channel.
  • Questions Provided before exam are directly asked in Various Exam.
Why Paid Class when I can Cover Everything for Free :-
  • Paid Courses are Structured, High quality courses Provided to you on time.
  • This course is meant for those who have problem in scoring good marks in General Awareness Section. Due to GA they are not getting Final Section.
  • This course is for those who don't Understand what to read and what to revise in General Awareness Section.
  • This course is for Revision and that too just before your Big Exam.
  • If you think you can manage above things by own then Please go ahead.
Details About General Awareness Course :-
  • There will be Total - 16 Lesson
  • Each Lesson will of 1 Hour.
  • Class Timing - 12 PM - 1 PM (Monday - Saturday)
  • Every Fourth Lecture will be Doubt Clearing Session.
  • Weekly Quiz will be Conducted to Test Your Performance.
Course Charges and Discount (If Any)
  • To Join this Course you will require Unacademy Plus Subscription.
  • Unacademy Plus Subscription gives you freedom to learn anytime from whichever Educator you want.
  • With Unacademy Plus Subscription You can watch All the Courses, Join Doubt Clearing Session, Weekly Quiz and Mock Test.
  • Discount Code - Use "bank4success" as discount Coupon to get 10% Discount.
Link to Join Course - Click Here to Join


Tuesday, May 7, 2019

What is an Insurance and How Insurance Company works - LIC AAO 2019

What is an Insurance, How Insurance Company works and How Does Insurance Company Makes Profit. Today In this Article we will understand how insurance company works with and Example. This article will help you in Upcoming Insurance Exam such as LIC AAO 2019.


What is an Insurance, How Insurance Company works and How Does Insurance Company Makes Profit?

What is an Insurance Insurance is an arrangement where an entity (insurer) promises to provide compensation to the insured upon the happening of a specified event or loss. This promise can be obtained by paying a small charge upfront (premium). 

I. The terms are decided between the insurer and insured via an insurance contract. 

II. It is contract between Insurer and Insured for Financial Protection.

III. Risk-transfer mechanism that ensures full or partial financial compensation for the loss or damage caused by event(s) beyond the control.

How Insurance Company works?

An insurance company works on building products aimed at providing financial protection from risks. These risks include death of bread earner (life insurance), hospitalization expenses (health insurance), damage to assets (car insurance) etc. The insurance company's role includes -
a) pricing of the premium
b) determining the coverage i.e. compensation
c) inking the insurance contract
d) collection of premium
e) administering the claim/promise

How does Insurance Companies make Profit?

Profit = Premium collected + Investment income on premium collected - Selling expenses - Claims paid & provisioned - Operating expenses

Example - 

· Premium collected = Rs. 10 lacs (say, 100 users on avg paid Rs. 10,000 each as premium)
· Investment income = Rs. 80,000 (8% interest p.a. on Rs. 10 lacs)
· Selling expenses = Rs. 1,50,000 (15% commission paid on Rs. 10 lacs)
· Claims paid & provisioned = Rs. 6,50,000 (say, 13% of users made claims averaging Rs. 50,000 each)
· Operating expenses = Rs. 2,00,000 (20% of Rs. 10 lacs)

Hence, the profit earned by the insurance company is Rs. 1.8 lacs (Rs. 10 lacs + Rs. 0.8 lacs - Rs. 1.5 lacs - Rs. 6.5 lacs - Rs. 2.0 lacs).

While in the above scenario the insurer made a profit - it would have been very different had 23% of the users made a claim instead of only 13%. In this scenario, the insurer would have made a loss of Rs. 4.7 lacs.

Thus, the insurer too has to carry risk on its books and has to manage the delicate balance between risk forecasting and pricing the policy.


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Why Should you Take Unacademy Plus Subscription - IBPS, SBI and RBI Exam

Why Should You Take Unacademy Plus Subscription - Up to 45% Discount Available.,Are You a Beginner and Started Competitive Exam recently. In this Article we will Discuss about Unacademy Plus Subscription and How it will help you crack Competitive Exam such as Bank, Insurance, SSC and UPSC. 

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How to Start Preparation for Exam :-

Step -1. Understand the Syllabus of Exam, Read it 2-3 times and Note it down somewhere.

Step -2. Solve Previous Year Question Papers to Understand the Exam level as well as Your Current Level.

Step -3. Decide what are the sources you will be Following during your Preparation - Video + Books + PDF and Any Other Study Materials.

Step -4. Make a Proper Study Plan by giving time to every subject equally.

Step -5. Learn, Practice and Revise 

How to Get 45% Discount on Unacademy Plus :-

Up to 45% Discount on 6 Month Subscription - Get 10% Discount Using bank4success Referral Code + 10% Unacademy Credit Points used + 25% Discount on 6 month Plus subscription 

Unlimited Access to all Live Class - Unacademy Plus subscription short out your Problem of Purchasing New Video Course every time new Notification comes. Begin a student it becomes too expensive to Purchase New course again and again.

So in response Unacademy has bring the Subscription in which you don't have to buy new courses again and again, you just need to take Subscription and you can watch and Join any Live class, Doubt Clearing Class, Problem Solving Class of your choice and when your time Permits. 

Its like the same way to watch Cricket or any other Video you get Hotstar subscription similarly for your education you need Unacadmey Plus Subscription.

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Other Benefits of Unacademy Plus Subscription :-

-1 month, 6 months and 12 Months subscription available.
-Live structured courses delivered by the Best Educators
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1 Month - 1000/-
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What are the Classes being Conducted on Unacademy Plus :- 

Reasoning Ability - Ankush Lamba, Puneet Sir (Adda247)
General Awareness - Kapil Kathpal, Sakhsi Sahuja, Brajesh Mohan
English Language - Niharika John Mehra and Vishal Sir (Adda247)
Quantitative Aptitude - Amar Sir and Arun Sir (Adda247)
Economics & Social Issue - Brajesh Mohan

Lots of other Top Educators will start teaching soon on Unacademy Plus and You can attain their Classes also If you have Subscription.

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Note - Although we have verified everything and have full faith in Unacademy but due to involvement of Money we recommended you to do your own analysis.

Saturday, May 4, 2019

How to Cover Economics and Social Issue in 45 Days - RBI Grade B 2019

How to Cover Economics and Social Issue in 45 Days - RBI Grade B 2019. In this Article we will Discuss how to prepare and cover entire ESI Syllabus for rbi grade b in Just 45 Days by giving daily three Hours. This Article will help you understand the ESI Syllabus in most comprehensive way for RBI grade b , NABARD Grade A and SEBI Grade A Exam 2019.

How to Cover Economics and Social Issue in 45 Days - RBI Grade B 2019                 

ESI Syllabus for RBI Grade B 2019.

Lesson - 1. Measurement of Economic Growth - National Income
Lesson - 2. Economic Development and HDI
Lesson - 3. Poverty, Concept of Poverty Line and Poverty Index
Lesson - 4. Weekly Quiz - I
Lesson - 4. Doubt Clearing Session
Lesson - 5. Poverty Alleviation and Employment Generation Schemes
Lesson - 6. Sustainable Development, SDG & India
Lesson - 7. Environmental Issues and Various Climate Conventions
Lesson - 8. Doubt Clearing Session
Lesson - 10. Industrial and Labor Policy
Lesson - 11. Monetary Policy and Monetary Policy Committee
Lesson - 11. Weekly Quiz - II
Lesson - 12. Balance of Payment
Lesson - 13. Doubt Clearing Session
Lesson - 14. Economic Reforms in India - Liberalization, Privatization and Globalization (LPG)
Lesson - 15. Weekly Quiz - III
Lesson - 15. Role of Economic Planning
Lesson - 16. WTO and India's Foreign Trade Policy
Lesson - 17. Doubt Clearing Session
Lesson - 18. World Bank Group, IMF and Other International Financial Organization
Lesson - 19. Regional Economic Corporation and FTA
Lesson - 20. Ministry of Finance and Other Indian Financial Institution Institution
Lesson - 21. Weekly Quiz - IV
Lesson - 22. Doubt Clearing Session
Lesson - 23. Social Structures In India - I
Lesson - 24. Social Structures in India - II
Lesson - 25. Social Justice and Social Movement
Lesson - 26. Doubt Clearing Session
Lesson - 25. Weekly Quiz - V
Lesson - 27. Important Government Schemes - I
Lesson - 28. Important Government Schemes - II
Lesson - 29. Important Government Schemes - III + Doubt Clearing Session
Lesson - 30. Economic Current Affairs - Jan - Feb 2019
Lesson - 31. Economic Current Affairs - Mar- Apr 2019
Lesson - 32. Economic Current Affairs - May - June 2019 + Doubt Clearing Session
Lesson - 33. Mega Quiz - 15th June 2019

Tips to Cover Everything on Time for RBI Grade B 2019.

I. The syllabus is only indicative and not exhaustive. Keeping in view that candidates from different faculty backgrounds apply for the post, the questions in Papers I and III will be basic in nature. 

II. Remember, you don’t have to read the books, you have to read the topics. So always keep syllabus in front of you and Preparation should be topic wise, and not book-wise.

III. Revising whole syllabus twice or thrice will help you score maximum.

IV. Current Portion have high weightage in Exam, but to understand Current you need to understand static First.

How to Cover Economics and Social Issue in 45 Days for RBI Grade B 2019 - There are two ways to cover everything on time, either you do this by your own following various books and Study Materials or You can Join our Live Class in which we will discuss all of these.

How to Join Live Class for Economics and Social Issue

Course Name - Complete Course on ESI for RBI Grade

Course Start Date - 8th May 2019

End Date - 15th June 2019

Total Lecture - 30 + 6 Weekly Quiz and 1 Mega Quiz

Doubt Clearing Sessions - 5

Discount Code - bank4success (10% Discount on Subscription



About this course :- In this course, Brajesh Mohan will be covering complete Economics and Social Issues of RBI Grade B Syllabus which Includes Discussion on Static as well as Current Affairs. 

This course is based on Economics and Social Issue for RBI Grade B 2019. 
This will be one of the most comprehensive courses which will help you cover the whole ESI Portion in just 45 Days.

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How Unacademy Plus Subscription Helps You



How Unacademy Plus Subscription Helps You :-

1. Unlimited Access to all the Live Classes by Best Educators (With the same Amount Paid for My Classes You can also Join Live Classes by Other Top Educators, No Extra money required.
2. Structured Live Course 
3. Regular Live tests & quizzes to evaluate your preparation
4. Recorded lectures available in case you miss the Live class
5. All study material and notes will be provided
6. Private Discussion forum with doubt-clearing sessions
7. Tips on time management and how to score high

Limited Batch Size - Register today (Click Here) before seats get filled (first-come-first- basis)

Friday, April 12, 2019

101 Speed Tests for SBI Clerk Preliminary & Mains Exam with 5 Practice Sets PDF

Free Download 101 Speed Tests for SBI Clerk Preliminary & Mains Exam with 5 Practice Sets Book by Disha Publication PDF. 101 Speed Tests for SBI Clerk Preliminary & Mains Exam book has been revised to provide maximum Benefit to the SBI Clerk Exam 2019 Aspirants.


101 Speed Tests for SBI Clerk Preliminary & Mains Exam with 5 Practice Sets

About SBI Bank Clerk 101 Speed Tests for the Preliminary & Mains Exam 

No matter where you PREPARE from – a coaching or any textbook/ Guide - 101 SPEED TESTS provides you the right ASSESSMENT on each topic. Your performance provides you the right cues to IMPROVE your concepts so as to perform better in the final examination.

It is to be noted here that these are not mere tests but act as a checklist of student’s learning and ability to apply concepts to different problems.
The book is based on the concept of TRP – Test, Revise and Practice. It aims at improving your SPEED followed by STRIKE RATE which will eventually lead to improving your SCORE.

How is this product different?
• 1st unique product with 101 speed tests
• Each test is based on small topics which are most important for the SBI Clerk exam. Each test contains around 25-30 MCQs on the latest pattern of the exam
• The whole syllabus has been divided into 5 sections which are further distributed into 91 topics. Each section ends with a Section Test

1. QUANTITATIVE APTITUDE is distributed into 23 topics + 1 Section Test
2. REASONING is distributed into 27 topics + 1 Section Test
3. ENGLISH is distributed into 18 topics + 1 Section Test
4. COMPUTER & MARKETING APTITUDE is distributed into 8 topics + 1 Section Test
5. GENERAL AWARENESS is distributed into 15 topics + 1 Section Test

• Finally at the end 5 PRACTICE SETS based on the latest pattern are provided so as to give the candidates the real feel of the final exam
• In all, the book contains 3600+ Highly Relevant MCQ’s in the form of 101 tests
• Solutions to each of the 101 tests are provided at the end of the book
• The book provides Separate Tests. The book comes with perforation such that each test can be torn out of the book
• Separate Time Limit, Maximum Marks, Cut-off, Qualifying Score is provided for each test
• The book also provides a separate sheet, SCORE TRACKER where you can keep a record of your scores and performance
• The General Awareness section has been updated with latest Current Affairs Questions

• It is our strong belief that if an aspirant works hard on the cues provided through each of the tests he/ she can improve his/ her learning and finally the SCORE by at least 20%

101 Speed Tests for SBI Clerk Preliminary & Mains Exam - Download Book Now



Read Other Posts and Articles on SBI Clerk 2019

SBI Clerk Notification 2019 - Syllabus, Eligibility, Selection Process - View Here

SBI Clerk Free Books and Study Materials PDF - Download Now

SBI Clerk Previous Year Cut off and Exam Analysis - (2016-2018) - View Here

35+ SBI PO Previous Year Questions Paper PDF - Download Now

Disha Financial Awareness Book for Bank Exam PDF - Download Now

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SBI Clerk Previous Year Cut off and Exam Analysis - (2016-2018)

Check State-Wise Prelims & Mains Cut-Off for SBI Clerk Exam 2019. Check previous year SBI Clerk Cut Off. SBI Clerk Previous Year Cut off and Exam Analysis - (2016-2018). 

In this Article we will discuss about SBI Clerk Previous Year Cut off and Also Provide Last Three Year SBI Clerk Exam Analysis. This will help aspirant understand the SBI Clerk Exam Level. check SBI Clerk 2018 Exam Analysis here.

SBI Clerk Previous Year Cut off and Exam Analysis - (2016-2018)


SBI Clerk Prelims Cut-Off 2018

State Name
Cut Off
Uttar Pradesh
69.25
Chhattisgarh
67.25
Bihar
66.50
Assam
51.25
Maharashtra
57.00
Madhya Pradesh
66.25
Karnataka
63.00
Kerala
69.00
Odisha
62.75
Delhi
71.75
West Bengal
66.50
Rajasthan
69.00
Telangana
68.00
Punjab
71.50
Haryana
70.50
Gujarat
57.50

SBI Clerk Mains Cut Off 2018


Sectional Cut Off

Serial No.
Subject
Total Marks
Marks Secured By You
1.
General/Financial Awareness
50
22.5
2.
General English
40
21.75
3.
Quantitative Aptitude
50
30.25
4.
Reasoning Ability & Computer Aptitude
60
19.5
5.
Total Marks
200
93.75

Category-Wise Cut-Off

Category
Marks Obtained
SC
67.25
ST
60.4
OBC
82.5
GEN
96
LD (OH)
75.2
VI
90.85
HI
63.3
XS
63.05
DXS
66.2

State-Wise Cut Off

State Name
Cut-Off
Uttar Pradesh
96.00
Haryana
99.00
Madhya Pradesh
92.60
Punjab
100.65
Rajasthan
96.75
Bihar
96.00
Gujarat
85.00
Chattisgarh
91.50
Maharashtra
85.65
Jharkhand
86.00
Tamil Nadu
93.75
Karnataka
83.90
Himachal Pradesh
98.25
Delhi
104.80
West Bengal
95.30

SBI Clerk 2016 Mains Cut-off : SBI Clerk 2016 Cut off (Category Wise)

Subjects
Total Marks
GENERAL
SC/ST/OBC
OH/VI/HI/ XS/DXS
General / Financial Awareness
50
13.5
9.5
3.25
General English
40
14.25
10.25
4.5
Quantitative Aptitude
50
14.5
11.25
6.5
Reasoning Ability & Computer Aptitude
60
24
19
11.25

SBI Clerk 2016 Mains Cut-off (State-wise)

States
State-wise Cut off (Out of 200)
SC
ST
OBC
GEN
XS
OH
VI
HI
DXS
Madhya Pradesh
100.75
76.25
122.75
130.25
60.00
100.75
96.50
63.00
-
Uttar Pradesh
103.00
81.50
120.50
132.25
86.25
107.50
111.25
69.00
61.25
West Bengal
105.50
86.75
110.75
131.00
86.75
87.75
65.75
73.75
65.75
Bihar
98.25
80.50
123.00
130.25
76.50
103.75
101.00
60.50
62.50
Uttarakhand
102.25
105.50
116.75
133.50
69.75
106.00
107.25
66.50
86.00
Haryana
106.25

119.50 
137.00





Gujarat


112.00 
122.50





Telangana



123.25





Punjab



138.50





Maharashtra



123.50





Andhra Pradesh



128.50





Jharkhand



127.00





Himachal Pradesh



133.50





Nagaland



115.75





Karnataka



117.00





Kerala



135.75





Rajasthan



136.00





Tamil Nadu



132.00





Assam



124.50





Chandigarh



121.75






Read Other Posts and Articles on SBI Clerk 2019

SBI Clerk Notification 2019 - Syllabus, Eligibility, Selection Process - View Here

SBI Clerk Free Books and Study Materials PDF - Download Now

SBI Clerk Previous Year Cut off and Exam Analysis - (2016-2018) - View Here

35+ SBI PO Previous Year Questions Paper PDF - Download Now

Disha Financial Awareness Book for Bank Exam PDF - Download Now



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